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TDS Navigator: India–US
DTAA Calculator
Select Your Country of Residence
Note: Currently supports only India–US. UK and UAE are visible in the dropdown but disabled.
Enter Your Income Sources
Total income is taken as the sum of all entries. Enter details carefully to ensure surcharge slab is applied correctly.
Your Entries
Added Income are listed below
TDS Calculation Results
Check summary of taxation on your total income or compare taxation in detail for each income
| Description | With TRC (₹) | Without TRC (₹) |
|---|---|---|
| Total Gross Income | 0 | 0 |
| Total Base TDS | 0 | 0 |
| Surcharge Rate Applied | 0% | 0% |
| Surcharge Amount | 0 | 0 |
| Cess (4%) | 0 | 0 |
| Total TDS Deducted | 0 | 0 |
| Net Income Payable | 0 | 0 |
Reference TDS Rates (India-US DTAA)
TDS Rates by Income Type
Select Your Country of Residence
Note: Currently supports only India–US. UK and UAE are visible in the dropdown but disabled.
Enter Your Income Sources
Total income is taken as the sum of all entries. Enter details carefully to ensure surcharge slab is applied correctly.
Your Entries
Added Income are listed below
TDS Calculation Results
Check summary of taxation on your total income or compare taxation in detail for each income
| Description | With TRC (₹) | Without TRC (₹) |
|---|---|---|
| Total Gross Income | 0 | 0 |
| Total Base TDS | 0 | 0 |
| Surcharge Rate Applied | 0% | 0% |
| Surcharge Amount | 0 | 0 |
| Cess (4%) | 0 | 0 |
| Total TDS Deducted | 0 | 0 |
| Net Income Payable | 0 | 0 |
Reference TDS Rates (India-US DTAA)
TDS Rates by Income Type
Select Your Country of Residence
Note: Currently supports only India–US. UK and UAE are visible in the dropdown but disabled.
Enter Your Income Sources
Total income is taken as the sum of all entries. Enter details carefully to ensure surcharge slab is applied correctly.
Your Entries
Added Income are listed below
TDS Calculation Results
Check summary of taxation on your total income or compare taxation in detail for each income
| Description | With TRC (₹) | Without TRC (₹) |
|---|---|---|
| Total Gross Income | 0 | 0 |
| Total Base TDS | 0 | 0 |
| Surcharge Rate Applied | 0% | 0% |
| Surcharge Amount | 0 | 0 |
| Cess (4%) | 0 | 0 |
| Total TDS Deducted | 0 | 0 |
| Net Income Payable | 0 | 0 |
Reference TDS Rates (India-US DTAA)
TDS Rates by Income Type
Why You Should Obtain a TRC
(Tax Residency Certificate)?
Why You Should Obtain a TRC (Tax Residency
Certificate)?
Maximize your post-tax returns with these key benefits
Discover the exclusive advantages that make GIFT City the premier financial destination for global investors
Discover the exclusive advantages that make
GIFT City the premier financial destination
for global investors


Lower TDS in India
Lower TDS in India
With a TRC, you can claim DTAA benefits. This ensures lower withholding tax rates (e.g., 15% instead of 20–30%).
Enjoy completely tax-free returns on your savings in India


Avoid Double Taxation
Avoid Double Taxation
Indian TDS paid with TRC can be converted into Foreign Tax Credit (FTC) in the US. This reduces your total US tax liability.
Fully regulated by the International Financial Services Centre


Required for Compliance
Required for Compliance
TRC is a must-have document under Indian law to avail DTAA. Needed to prove to both Indian and US tax authorities that you are a US tax resident.
TRC is a must-have document under Indian law to avail DTAA. Needed to prove to both Indian and US tax authorities that you are a US tax resident.
Bottom Line: Having a TRC means lower upfront tax in India +
easier credit in the US, ultimately maximizing your post-tax returns.
Bottom Line: Having a TRC means lower upfront tax in India + easier credit in the US, ultimately maximizing your post-tax returns.
Open NRE & NRO Account from Anywhere
UPI-Enabled
PIS Account Issuance
Paperless Account Opening

Open NRE & NRO Account from Anywhere
UPI-Enabled
PIS Account Issuance
Paperless Account Opening

Open NRE & NRO Account from Anywhere
UPI-Enabled
PIS Account Issuance
Paperless Account Opening

Sources:
• Income Tax Act, 1961
• India-US Double Taxation Avoidance Agreement (DTAA)
• CBDT Circulars and Notifications
• Finance Act 2024
Last Updated
September 2025
Disclaimer: Tax laws are subject to change.
Please consult a tax professional for advice.
Last Updated
September 2025
Last Updated
September 2025
In case of any assistance, you can reach out to our Support team over WhatsApp or Email us at support@rupeeflo.com
In case of any assistance, you can reach out to our Support team over WhatsApp or Email us at support@rupeeflo.com
In case of any assistance, you can reach out to our Support team over WhatsApp or Email us at support@rupeeflo.com
Disclaimer:
Tax laws are subject to change. Please consult a tax professional for advice.
Disclaimer:
Tax laws are subject to change. Please consult a tax professional for advice.