FCNR RETURNS CALCULATOR
Deposit calculation
Deposit currency
Deposit amount
Term
FCNR interest rate (% p.a.)
Visualisation
Select where you're tax resident
No tax to time
No personal income tax applies to you — this interest is fully tax-free, and there’s no timing question to worry about either.
Net maturity value
$57,141.27
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Assumptions
Half-yearly compounding
The deposit projection compounds interest half-yearly using the rate your bank quotes.
Residency timing
The calculator shows how different tax residencies can change when tax is due versus when cash is received.
Planning estimate
Use this as a directional estimate only. Actual tax treatment can depend on your filing position and local rules.
